@import url('https://fonts.googleapis.com/css2?family=Barlow+Condensed:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');
:root{--navy:#092750;--blue:#175bbb;--ink:#172a40;--muted:#596778;--line:#dce2e8;--pale:#f2f5f8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-family:Inter,Arial,sans-serif;font-size:16px;line-height:1.65;color:var(--ink)}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #df9f24;outline-offset:5px}a:hover{color:var(--blue)}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.06}h1,h2,.display{font-family:'Barlow Condensed','Arial 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23px;background:var(--blue);color:white!important;font-size:.875rem;font-weight:600;border:1px solid var(--blue);cursor:pointer;transition:background .2s}.btn:hover{background:#104891}.btn.outline{background:transparent;border-color:#acbdd4}.btn.outline:hover{background:#ffffff15}.btn.light{background:white;color:var(--navy)!important;border-color:white}.arrow{font-size:1.3rem;font-weight:400;line-height:1}.menu-button{display:none;padding:8px 12px;border:1px solid var(--line);background:white}.hero{position:relative;background:var(--navy);color:white;min-height:620px;display:grid;align-items:center;overflow:hidden}.hero-photo{position:absolute;right:0;top:0;width:66%;height:100%;object-fit:cover;object-position:center}.hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#092750 14%,#092750ed 36%,#09275077 64%,#09275012)}.hero-content{position:relative;z-index:1;padding:68px 0 82px}.hero h1{max-width:680px}.hero .eyebrow{color:#9ec5ff}.hero p{max-width:485px;color:#d0dcea;font-size:1.05rem;line-height:1.8}.hero .actions{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}.hero-caption{position:absolute;right:5%;bottom:24px;z-index:2;font-size:.75rem;letter-spacing:.14em;color:#e2eaf3}.hero-accent{color:#84b5f8}.stats{background:var(--pale);border-bottom:1px solid var(--line)}.stat-grid{display:grid;grid-template-columns:repeat(4,1fr)}.stat{padding:27px 28px;border-right:1px solid var(--line)}.stat:first-child{padding-left:0}.stat:last-child{border:0}.stat strong{font-family:'Barlow Condensed',Arial,sans-serif;font-size:2.4rem;font-weight:600;line-height:1.2;display:block;color:var(--navy)}.stat span{font-size:.85rem;color:var(--muted)}.section{padding:85px 0}.section.gray{background:var(--pale)}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:36px}.section-head h2{margin-bottom:0}.section-head p{max-width:400px;color:var(--muted);margin-bottom:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.service{border:1px solid var(--line);background:white;display:flex;flex-direction:column}.service img{width:100%;height:225px;object-fit:cover}.service-body{padding:26px;flex:1;display:flex;flex-direction:column}.service .number{font-size:.8rem;color:var(--blue);font-weight:700;letter-spacing:.15em;margin-bottom:16px}.service p{font-size:.94rem;color:var(--muted)}.text-link{color:var(--blue);font-size:.9rem;font-weight:600;display:inline-flex;gap:16px;align-items:center;margin-top:auto}.material-list{display:grid;grid-template-columns:repeat(5,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.material-link{padding:32px 20px;border-right:1px solid var(--line)}.material-link:first-child{padding-left:0}.material-link:last-child{border:0}.material-link span{display:block;font-size:.8rem;color:var(--muted);margin-top:8px}.material-link strong{font-size:1.1rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.split p{color:var(--muted)}.split-photo{width:100%;height:430px;object-fit:cover}.ticks{padding:0;list-style:none}.ticks li{border-top:1px solid var(--line);padding:13px 0}.ticks li:before{content:'✓';color:var(--blue);margin-right:14px}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.resource{padding:28px;background:white;border:1px solid var(--line)}.resource .symbol{width:42px;height:42px;display:grid;place-items:center;background:#eaf1fb;color:var(--blue);margin-bottom:26px;font-size:1.3rem}.resource p{color:var(--muted);font-size:.92rem}.cta{background:var(--blue);color:white;padding:52px 0}.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:0 0 8px}.cta p{margin:0;color:#e3ecfc}footer{background:#071d38;color:#b6c5d9;padding:60px 0 20px;font-size:.875rem}.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:50px}.footer-name{font-size:1.4rem;font-weight:700;color:white;letter-spacing:.05em;margin-bottom:16px}footer h3{color:white;font-size:.9rem}footer a{display:block;margin-bottom:9px}footer a:hover{color:white}.copyright{margin-top:40px;border-top:1px solid #ffffff20;padding-top:20px;font-size:.75rem;display:flex;justify-content:space-between}.page-hero{padding:60px 0;background:var(--pale);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(3rem,5vw,4.7rem);margin-bottom:18px}.page-hero p{max-width:700px;color:var(--muted);margin:0}.crumb{font-size:.8rem;color:var(--muted);margin-bottom:26px}.jump{display:flex;gap:10px;flex-wrap:wrap;margin-top:30px}.jump a{padding:9px 14px;background:white;border:1px solid var(--line);font-size:.875rem}.content-narrow{max-width:950px}.detail-section{margin-bottom:55px;scroll-margin-top:125px}.detail-section:last-child{margin:0}.detail-section h2{font-size:2.6rem}.detail-section p{color:var(--muted)}.table-wrap{overflow:auto;border:1px solid var(--line)}table{border-collapse:collapse;width:100%;text-align:left;white-space:normal;font-size:.9rem}thead th{background:var(--navy);color:white;font-weight:500}td,th{padding:16px 20px;border-bottom:1px solid var(--line)}tr:last-child td{border-bottom:0}tbody tr:nth-child(even){background:var(--pale)}.note{font-size:.85rem;color:var(--muted);padding-top:15px}.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.feature{border:1px solid var(--line);padding:30px;background:white}.feature p{margin:0;color:var(--muted)}.contact-layout{display:grid;grid-template-columns: .8fr 1.2fr;gap:70px;align-items:start}.contact-box{padding:35px;background:var(--pale)}.contact-box a{color:var(--blue)}.contact-box address{font-style:normal;margin-bottom:25px}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field{margin-bottom:20px}.field label{display:block;font-size:.875rem;font-weight:600;margin-bottom:7px}input,select,textarea{width:100%;border:1px solid #b9c4d0;background:white;color:var(--ink);border-radius:0;padding:12px 14px;min-height:49px}textarea{resize:vertical;min-height:140px}.field-grid .field{margin:0}form .field-grid{margin-bottom:20px}.status{margin-top:20px;font-size:.9rem}.calculator{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;border:1px solid var(--line);padding:35px}.result{background:var(--navy);color:white;padding:32px;display:flex;flex-direction:column;justify-content:center}.result .big{font-family:'Barlow Condensed',Arial,sans-serif;font-size:3.6rem;line-height:1.2}.result p{font-size:.85rem;color:#c9d7eb}.result hr{width:100%;border:0;border-top:1px solid #ffffff30;margin:22px 0}.checklist{counter-reset:item;display:grid;grid-template-columns:1fr 1fr;gap:24px}.check-item{position:relative;padding:28px 25px 28px 76px;border:1px solid var(--line);counter-increment:item}.check-item:before{content:counter(item,decimal-leading-zero);position:absolute;left:23px;top:28px;color:var(--blue);font-weight:700}.check-item p{color:var(--muted);margin:0}.skip{position:absolute;left:10px;top:-100px;background:white;z-index:30;padding:10px}.skip:focus{top:10px}.moonlight{width:260px;max-width:100%;margin-bottom:28px}.chip{display:inline-block;font-size:.75rem;font-weight:600;color:var(--blue);padding:4px 9px;background:#eaf1fb;margin-bottom:14px}details{border:1px solid var(--line);padding:20px 24px;margin-bottom:14px}summary{cursor:pointer;font-weight:600}details p{margin:16px 0 0;color:var(--muted)}
@media(min-width:1500px){.hero{min-height:700px}}@media(max-width:1100px){.head{gap:20px}.logo{width:210px}.nav{gap:18px;font-size:.8rem}.nav .btn{padding:12px 15px}.split{gap:40px}}@media(max-width:900px){.menu-button{display:block}.head{height:78px}.nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;padding:24px 5%;border-bottom:1px solid var(--line);align-items:stretch;gap:20px;font-size:1rem}.nav.open{display:flex;flex-direction:column}.hero{min-height:580px}.hero-photo{width:100%}.hero:after{background:linear-gradient(90deg,#092750f5,#09275099)}.cards{grid-template-columns:1fr 1fr}.cards .service:last-child{grid-column:1/-1}.cards .service:last-child img{height:240px}.stat{padding:24px 15px}.stat strong{font-size:2rem}.material-list{grid-template-columns:repeat(3,1fr)}.material-link:first-child{padding-left:20px}.material-link{border-bottom:1px solid var(--line)}.section-head{align-items:flex-start}.split{gap:30px}.resource-grid{gap:14px}.resource{padding:22px}.contact-layout{gap:30px}.calculator{grid-template-columns:1fr 1fr}}@media(max-width:600px){.topbar .wrap span{display:none}.topbar .wrap{justify-content:center}.hero{min-height:570px}.hero-content{padding:48px 0 65px}.hero h1{font-size:3.65rem}.hero p{font-size:1rem}.hero-caption{display:none}.hero .actions{gap:12px}.btn{padding:13px 17px;gap:15px}.stat-grid{grid-template-columns:1fr 1fr}.stat{border-bottom:1px solid var(--line);padding:22px 14px!important}.stat:nth-child(2){border-right:0}.section{padding:55px 0}.section-head{display:block}.section-head p{margin-top:20px}.cards,.split,.resource-grid,.feature-grid,.contact-layout,.calculator,.checklist{grid-template-columns:1fr}.cards .service:last-child{grid-column:auto}.service img{height:220px}.material-list{grid-template-columns:1fr 1fr}.material-link{padding:23px 16px!important}.split-photo{height:300px}.cta .wrap{display:block}.cta .btn{margin-top:24px}.foot-grid{grid-template-columns:1fr 1fr;gap:30px}.foot-grid>div:first-child{grid-column:1/-1}.copyright{display:block}.copyright span{display:block;margin-bottom:6px}.page-hero{padding:40px 0}.page-hero h1{font-size:3.2rem}.field-grid{grid-template-columns:1fr}.calculator{padding:20px;gap:20px}.contact-box{padding:25px}td,th{padding:12px}.check-item{padding-left:65px}.section-head h2 br{display:none}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}